Skip to content

Premier One Blog

All You Ever Wanted to Know About Insurance

Understanding the FAIR Plan for Homeowners Insurance

The Yahoo Finance article "Unaffordable homeowners insurance leaving many in California's fire zones unprotected" highlights the ongoing crisis of skyrocketing insurance rates and reduced availability of coverage in...

Read More


Legislation to Bring Insurance Companies Back to California

Bay Area congressional representatives have introduced bipartisan legislation to address the ongoing insurance crisis in California. The Disaster Resiliency and Coverage Act proposes measures to encourage homeowners to...

Read More


Navigating the Turbulent California Homeowners Insurance Landscape

The recent developments in California's homeowners' insurance market have raised concerns about the challenges faced by residents in obtaining and affording insurance coverage. State Farm's decision to drop 72,000...

Read More


Flood Insurance Insights: Navigating Basement Coverage Challenges

In the dynamic landscape of insurance, understanding the intricate relationship between natural disasters and coverage is paramount. Floods, being one of the most devastating and pervasive disasters, can wreak havoc on...

Read More


Between Climate Change, Social Awareness and Technology, How the Insurance Industry Will be Shaped in the Near Future?

In the post-pandemic era, marked by unprecedented trends and rapid changes, industries have grappled with new regulations, inflation, geopolitical volatility, and technological advancements. The insurance industry was...

Read More


Items to Keep in Your Vehicle

Whether you’re driving short or long distances, there’s always the chance your vehicle could break down. Keep these items in your car so you’ll be prepared for the unexpected: https://bit.ly/32OEZS

Read More


Landlord Insurance 101

Attention landlords: Have you considered getting landlord insurance? Learn the importance of having this type of coverage, and what it could mean for you in the long run. https://bit.ly/3iRp9wc

Read More


Financial Safety for Travelers

Thieves love tourists. It’s nothing personal. They’re just looking for an easy target – someone who’s carrying cash and credit cards, tablets and cameras, passports, and other identification, all while being distracted...

Read More


RV Fire Safety

Around 20,000 RV fires happen every year. Learn how to prevent fires in your RV with these tips! https://bit.ly/3EdfSYv

Read More


Signs of Home Water Damage

Do you know the signs of home water damage? Look for these red flags to determine whether your home has suffered water damage. https://bit.ly/3xnmrCX

Read More


Auto Insurance terms, explained

With all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are...

Read More


Buying a Used Golf Cart

If you’re in the market for a golf cart - consider buying a used one! Here’s what to look for before making a purchase: https://bit.ly/3hE31W0

Read More


Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

Read More


Organize Your Garage with this Checklist

There's perhaps no organizing task more daunting than the garage. Follow these tips to transform your garage from a place full of random pieces into a place of peace. Start with a plan. Organizing professionals...

Read More


Keep Pets Happy and Safe on Vacation

Of course, you're going on vacation because you want to get away, so it's a pretty safe bet that you'll be happy. But if you take your pet, how can you make sure their experience is a good one, too? These tips from the...

Read More


What Car Drivers Need to Know About Motorcycles

Spring is here, which means you'll likely see more motorcycles on the road. And the keyword here is "see." People driving cars and trucks often fail to notice the motorcyclists around them, partly because they're not...

Read More


Do You Need Rental Car Insurance?

Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business...

Read More


Jewelry Insurance Coverage Explained

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However,...

Read More


Types of Home Alarms

5 Alarms to Consider for Your Home What alarms and sensors do you need in your home? The answer is different for everyone. But, whatever your situation, today’s technology has you covered with options including online...

Read More


Halloween Safety Measures

5 Questions to Ask to Keep Your Haunting Brood Safe on Halloween Despite the fact that Halloween involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night...

Read More


When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away. But for some families, the holiday is a nightmare. Homes each year in...

Read More


Boat Pre-Season Check

Get started early to get your boat ready for summer If you love the water, few things are better than boating season. Summer just wouldn’t be summer without spending those long hot days, cooling off with a lazy dip in...

Read More


Avoid Deadly Distractions Behind the Wheel

Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same...

Read More


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

Read More


Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyber-attacks happen all the time. Many people...

Read More


Renters Insurance

Think Renter’s Insurance is Only for Your “Stuff”? Think Again! - Clients often think they don’t need renters insurance - “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how...

Read More


Safe Driving in Winter Weather

Make sure your car is ready Before winter arrives, and before any long trip, give your car a thorough check-up. Do wipers need to be replaced? Are your fluid levels where they should be? How's the radiator and cooling...

Read More


Winter Holiday Fire Safety

For most of us, the holidays are a time for family, friends, decorations and festivities. But, did you know that one-third of home decoration fires are started by candles? Unfortunately, holiday decorations, including...

Read More


National Motorcycle Ride Day

A Little Preparation Goes a Long Way Before a Motorcycle Trip With Autumn in full swing, the weather is nice and it’s the perfect time to hop on the bike and take off for a few days. The perfect time to plan that road...

Read More


RV Coverage

- - RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Here at Premier One Insurance Services, Inc., let us help you select the right coverage for your RV needs and get a great...

Read More


Driving Tips for Extreme Heat

Hot Day behind the Wheel? Here’s How to Beat the Heat - The forecast in California: Hot and getting hotter. And, that can make for troublesome travel. When the temperature increases, decrease your risk on – and off –...

Read More


Rental Car Insurance

- Do you need rental car insurance? - You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head....

Read More


Wildfire Season

It’s Been a Dry Summer! - And as we head into wildfire season, here are a few tips to help your family stay safe and keep your home protected. A surprising fact: wildfire can happen in almost every state While...

Read More


Halloween Safety

Make your house a haven for trick-or-treaters. Halloween is one of the fall season’s most treasured holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best...

Read More


Is your home as efficient as it could be?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues and they’re not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $...

Read More


Insurance Tips for Back-to-School Time

College is expensive enough without finding out too late that an accident or theft isn’t covered under your current policies. So, as you get your children ready to head off to school in the fall, there’s one vital “to-...

Read More


Choosing Safe Cars for Teens

If your teenager has just gotten a driver's license, it may be hard to imagine handing over the keys to your brand new car, but that may be the smartest vehicle to choose. However, the Insurance Institute for Highway...

Read More


Prepare for warmer weather with these home maintenance tips

“No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland - but another favorite saying might be even more appropriate for this time of year: “Be prepared.” After all, warmer weather...

Read More


Essential safety tips for nighttime boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

Read More


Preventing Christmas Tree Fires

Tips for Worry-Free Holiday Decorating For generations of children, it's been the most obvious sign that the Christmas season is really, truly, finally, here: a tree, beautifully decorated, smack in the middle of the...

Read More


Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Premier One we want you to be educated...

Read More


When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

Read More


Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

Read More


A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Premier One, we thought it would be fun to give you a little of...

Read More


It's Time for Spring Cleaning!

Spring is a time of new beginnings in California - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Premier One, some of these tasks...

Read More


Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Premier One want to remind you it's also a great time to improve...

Read More


Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in California can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around...

Read More


Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Premier One wish you a safe journey - and that we're all...

Read More


Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Premier One, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays certainly bring...

Read More


Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Irvine...

Read More


Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Premier One Insurance wants you to get the most out of your travels. General...

Read More